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Getting a personal loan has undoubtedly become a hassle-free task; however, the application gets rejected sometimes due to various reasons. The loan gets rejected for certain reasons and this led to complete disappointment at both ends. One needs to make sure few things before applying for the personal loan as a rejection of loan can create more problems. Your existing loans affect your ability to get new loans Credibility : Low credibility often means rejection of the loan. Low credibility is the reason for late and delayed payments of bill/ loans. The bank checks the background of a persona as it is the first thing a lender check about a borrower. Good credibility helps you get the loan in much lesser time. Previous loans: If you haven’t paid your previous loan prior to time, chances of rejection remain high.  Good relation with the bank will obviously reduce the chances of rejection. Bank income statement: Salary does matter. The bank figures out the average salary ...

What is a loan? In simple words, the loan is an amount you borrow from an individual or a bank which you intend to pay back with additional charges. Whatever might be the reason to apply for the loan, from home renovation to buying a new car, personal loans are relatively easy when you need additional cash with comparatively less interest rate. There are a number of banks in World, who are offering personal loans to individuals in comparatively less interest rate. The banks have undoubtedly done great efforts to establish a secure position in the region and as the banking industry had to face a lot of hurdles in the start. Legit Loans-Reasons for a personal loan Personal loans  are easier to get if they are applied for a valid reason. Some of the most common reasons for personal loans are: Home renovations Wedding ceremony Payback debt Emergency needs Starting a Business So if you have not applied for the loan before, there is no need to worry as our quick guide i...

Whether you are looking for a brand new car or a used car, Auto financing can be a great way to save and secure your pocket. Having a lower interest rate will help you save a lot as you can spend the secured money on other investments. However, the interest rate varies from bank to bank, time duration, and the car. Auto finance is perhaps a phenomenal way to secure your future investment. 8 Ways to Save Money on a Car Loan Don’t let people fool you! Auto finance is an instrumental way to grow your wealth. A car loan can be one of the massive obligations anyone can have. Rushing for a car without giving much thought to the interest rate may lead you in trouble. The interest rate depends upon the policy of bank but it can be placed in consideration with the bank itself. You can save thousands of dollars just by adopting a good strategy for your auto finance. Your relation with the dealer will matter a lot. At times you have to ask your dealer for best possible options. ...

With its 200 hundred telephone exchanges across Pakistan, broadband PTCL has managed to become one of the largest distributor of the internet in every part of the country. The semi-government body has been successful in nourishing the needs of the people and has made itself a trustworthy partner among most of the people. Having its roots in every street of the country, PTCL has managed to expand its operation making it a top internet service provider. With its propelling range of internet packages, the popularity of Pakistan telecommunication company limited remains unbeatable. Despite the odds and downfalls, the company managed to secure its visibility and is still ranked top among the broadband distributor. The internet speed together with the unmatched downloading speed has made PTCL a must-to-have for the business corporate. Whether it is a home-based internet connection or a corporate based, Ptcl holds the best-tailored internet packages. The updated broadband p...

A car without car insurance, a home without home insurance and a journey without travel insurance are always risky. One cannot determine the unexpected things that might go wrong on your trip. Sudden illness or injury There is always a possibility of sudden illness or injury. You may get sick on an island or in the middle of an adventure. Without travel insurance, chances of getting trapped with no good options to survive are indeed higher. The health factor is not a joke as bad health can leave a devastating effect on your journey. Travel insurance is made to cover and protect you while you are traveling alone or with your family. Travel insurance is mostly designed by travelers for travelers to protect your journey and cover the immediate medical attention needed on the spot. Death Death! Nobody knows the exact time of death as you never know which breath would be your last breath. We all hope that this never happens but getting protected before running out for the journe...

Travel Insurance The comparison can help us find the best. Comparison of the travel insurance companies is indeed very essential when it comes to finding the best travel insurance company. There are certain things which need consideration as not all the travel insurance companies provide the same feature. Below are the things which should be analyzed before selecting any travel insurance company. The sole reason for consideration is visible from the fact that there are many bad sheep’s in the market which are only concerned with looting people money. Are The Remote Areas Covered? This is the most essential question you need to ask your best travel insurance company. The remote areas where medical facilities are not easily available; and the dangerous rides like skydiving. One need to make sure that these are fully covered as some of the travel agents may not seem to cover it. Does it Cover The Right Medical Care? One need to know the limit of medical expenses, t...

“The only things you regret are the things you don’t do.” Michael Curtiz. It’s always better to be safe and secure rather than being for the sake of risk all the time. When it comes to Make Sure Travel insurance, make sure travel insurance seems like an expense but one may have to realize the importance of that expense. Why do you need travel insurance? Just like you need insurance for your car, insurance for your valuable items; the insurance for travel insurance is also a must thing. If one could define travel insurance in 2 words that would be “safety” and “security”. You never know what’s going to happen the very next moment so it’s wiser to remain save from the odds which may occur during the journey. Replacement of Stolen items Make Sure Travel insurance: You can be robbed; your phone may get stolen; you may lose valuable items during the journey, and even you may lose your camera; these situations will only lead you in trouble and can result in horrible circumstance...

Why did the world shift to credit cards? Introduction to the credit card is perhaps seen as one of the most influential ways to manage financial dealings effectively. From making shopping more exciting to managing emergency accommodation, credit card seems to have the nerves to help people manage their financial dealing effectively. Ubl is one of the premiers banking systems that are committed to making people life easier. When it comes to the credit card, Ubl comes in unmatched discounts and offers that are an ultimate relieve for the people. Not only it proves to be an effective shopping partner but also it allowed the consumers to save their money save for future investments. UBL offers four different credit cards. UBL Credit Card UBL Galleria UBL PSO Auto Credit Card UBL Platinum What makes Ubl credit card distinct? Features With an ultimate support of the 24/7 customer support, United Bank Limited has made managing financial account and transaction a...

The internet is all around us and at times we are in search of the best affordable internet packages that can be both feasible and affordable for us. With so many brands surrounding our zone, selecting the best one may become complex. Having an internet at home is a must! At any instance we just can’t imagine to live without internet. From scrolling newsfeed of Facebook to trolling people on Twitter, we all need an internet service. A slight disconnection from the service provider can make us go wild on them because we are somehow addicted to the internet. Imagine a world without internet! After cigarette, internet is the next most dangerous addiction. The access to this article wouldn’t have been possible without internet. Infact most of the ongoing research and new technologies wouldn’t have been possible without the good use of internet. Internet is business. Perhaps a profitable business for many! Thousands of brands have maintained their names through the internet and have mad...